Nevada Earthquake Risk Assessment
Check your earthquake risk by ZIP code—know your exposure before disaster strikes
Enter Your Nevada ZIP Code
Why Check Your Risk?
- •Nevada ranks 3rd in the US for major earthquakes
- •Standard homeowners insurance excludes earthquake damage
- •Premiums vary significantly by location
- •Some areas have 67-70% probability within 50 years
Your Risk Assessment Will Appear Here
Enter your ZIP code to see your earthquake risk level and estimated insurance costs
Understanding Risk Levels
Very High Risk
60-70% probability
Reno, Sparks, Incline Village, Lake Tahoe areas near major fault zones
High Risk
40-60% probability
Carson City, areas within 10 miles of active faults
Moderate Risk
20-40% probability
Elko, Fallon, rural areas with some seismic activity
Low Risk
10-20% probability
Las Vegas, Henderson, North Las Vegas, southern Nevada
Disclaimer: This risk assessment tool provides estimates based on data from the Nevada Seismological Laboratory, USGS seismic hazard maps, and historical earthquake patterns. Risk levels and premium estimates are approximations and should not be considered official assessments.
Actual earthquake insurance premiums depend on specific home characteristics including age, construction type, foundation, retrofitting, coverage limits, and deductible percentage. For accurate quotes and professional seismic risk evaluation, contact licensed Nevada insurance providers and consult with structural engineers. Data sources: Nevada Seismological Laboratory (UNR), Nevada Division of Insurance consumer guides.