Commercial Auto Insurance Calculator

Estimate your Nevada commercial vehicle insurance costs

Enter Your Business Details

Type of business *

Primary vehicle type *

Number of vehicles *

Primary operating location *

Operating radius *

Typical cargo value *

Driver experience level *

Driving record (all drivers) *

Your Estimate Will Appear Here

Fill out the form to see your estimated commercial auto insurance costs

Nevada Commercial Auto Requirements

Minimum Liability

25/50/20 required by NRS 485.185. Most businesses need 100/300/50 for adequate protection.

Desert Climate

Nevada heat (110°F+) increases blowout risk. Consider heat-resistant tire endorsements.

DMV Form VP 222

Must accurately list business use. Personal use voids coverage—fines up to $1,000.

Disclaimer: This calculator provides estimates based on average Nevada commercial auto rates. Actual premiums depend on vehicle value, exact locations, detailed driving records, claims history, credit scores, specific cargo types, safety equipment, and other underwriting factors not captured here.

Medical transport services require higher limits ($1M-$5M) and NTA Form E filing. Always verify insurers are approved by the Nevada Division of Insurance. Rates shown are approximations and not guaranteed. Get quotes from multiple licensed providers.